Millions of small businesses risk losing their best people because they can’t afford the high cost of healthcare benefits.
44%
Of small businesses don’t offer health benefits due to high costs
$727
Average monthly premium for small group individual coverage
22%
Average premium increase for family coverage since 2018
SOURCE: 2023 Kaiser Family Foundation Employer Benefits Survey
The Valen Health Difference
Our plans help small businesses compete for the best people by delivering better solutions for
less money and more value.
Lower Premiums
Our plans are designed to lower healthcare costs by up to 50% while increasing benefit utilization.
Better Solutions
$0 Virtual Care, discount prescriptions, $5 labs and $150 imaging to keep employees healthy and costs low.
Exceptional Service
Concierge-level member service and advocacy from our Personal Healthcare Navigators.
Active Cost Management
Rigorous cost management discipline reduces claim expenses to avoid or minimize premium increases.
Small Business Plan Options
Our benefit plans keep small businesses healthy, happy, and growing strong.
Valen Care Plan
Convenient, essential healthcare services plus concierge-level member service and advocacy.
WHAT’S INCLUDED:
$0 Virtual Urgent & Primary Care
$0 Virtual Mental Health
Deeply discounted prescriptions
$5 Labs and $150 Imaging
Concierge-level member service
Personal Healthcare Navigation
Valen Major Medical Plan
All the same low-cost, convenient services of Valen, plus ACA compliant major medical insurance with premiums 40-50% below the average small group plan.
WHAT’S INCLUDED:
$0 Virtual Urgent & Primary Care
$0 Virtual Mental Health
Deeply discounted prescriptions
$5 Labs and $150 Imaging
Concierge-level member service
Personal Healthcare Navigation
Comprehensive major medical insurance
Choose between reference based pricing or adding a network
Networks Available with Cigna, Aetna, First Health and Health Smart
Our Services
We have all the services small businesses need to keep employees healthy and costs low.
Virtual Urgent & Primary Care
$0 Unlimited visits for employee and family members
Doctor callback in <3 minutes
Board certified doctors for 5+ years
Available 24/7 in all 50 states
Powered by First Stop Health
Virtual Mental Health
$0 unlimited visits for employee and family members
Appointments in <3 days
Licensed counselors
Available 24/7 in all 50 states
Powered by First Stop Health
Discount Prescriptions
$0 for 134 medications and $5 for 200 common medications
Up to 80% off retail on all other drugs
Free shipping for mail orders
Choose any local pharmacy
Powered by Rx Valet
Personal Healthcare Navigators
Concierge-level member service and advocacy
Identify cost-saving options for care with upfront pricing
Resolve billing and claims issues
Minimize or negotiate any balance-due bills
Powered By Advantage PHC
Discounted Labs & Imaging
$5 per lab for diagnostics like blood work and cholesterol panel
$150 for imaging services such as MRI, CT scan, X-rays, ultrasound, and mammogram
Powered By Affordable Labs & Imaging
Pre-negotiated Rates for Care
We negotiate directly with providers and facilities to get the lowest upfront costs for care
Transparent pricing includes all fees which means lower costs and no surprise bills
Powered By Advantage PHC
Keeping Premiums Low
Pro-active cost management and concierge-level service are how we deliver best-in-market value while helping to minimize or avoid annual premium increases.
Low Rates
We negotiate directly with best-in-class providers to get the lowest upfront cost for care, prescriptions, and diagnostic labs and imaging.
Reference Based Pricing
or add a network
You can choose from RBP where we pay providers based on actual costs and market data plus a fair profit margin or you can choose to add a network with Cigna, Aetna, First Health and Health Smart.
Post -billing Review
Our post-billing team scrutinizes every bill
as if it were our own. Then we work directly with providers to negotiate or reduce costs.
Personal Healthcare Navigators
Concierge-level Service & Advocacy
Helping our members chart a course to better health and lower costs while taking the administrative burden off employers:
Answer any benefits questions
Find the right doctors, facilities, and care
Identify $0 virtual care options
Coordinate benefits and billing before treatment
Find cost-saving options for care with upfront pricing
Resolve billing and claims issues
Minimize or negotiate any balance due bills
